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Happy Elderly Woman

Life Settlements

Life Settlements may be an effective tool in financial planning for retirement living.  A Life Settlement is a financial transaction in which the owner of a life insurance policy sells an unneeded policy to a third party for more than its cash value and less than its face value.  Available for term, universal or whole life policies provide three-to-four times the cash surrender value of your insurance.  Financial advisors will typically work with a Life Settlement broker to achieve the highest price possible for the policy.  Contact your local financial advisor for more information concerning Life Settlements.